The Next Evolution of the Secondary Life Insurance industry is fluid, dynamic, and connected

The secondary marketplace for life insurance policies, known as longevity risk contracts, has the potential to be one of the largest markets on the planet. However, due to current industry participant practices a bottleneck has been created preventing a robust flourishing industry. The current methods create opaque practices, inefficiencies, fragmentation, and wasted opportunities creating a completely saturated “red ocean” competitive environment.

Even with securitization opportunities, technological advances, tokenization and fractionalization techniques, and attempts at incorporating the retail investor, the industry still follows the same antiquated underlying business models and practices creating even tighter competition. This has put the current industry, that has massive potential and opportunities, where competitive advantage is based on the strength of an entities acquisition abilities to compete in the market.

Next generational thinking and design, the LiqueFi system can be considered as the next evolution of how the secondary life insurance marketplace can function. Transcending the ideas of blockchain, the LiqueFi infrastructure is a proprietarily designed real world (physical) banking and trading tangible system with a plethora of associated longevity risk applications that are operable within the banking and trading ecosystem of today. The set up and use of these physical systems and applications creates a 

“new industry within the current industry” 

The LiqueFi infrastructure enables, blends and simultaneously unifies as one function:

·  trade and exchange 

·  asset-based banking and settlement

·  forced compliance

·  fiduciary protocols

·  decentralized clearing corporation processes 

The LiqueFi system creates a singular continuous trading process flow that interconnects insurance, financial, banking, legal, compliance, and regulation.

“In a world being crowded out by antiquated processes, repetitious competitive tactics, patented processes, and the incoming blockchain as DEFI use in the longevity risk industry, LiqueFi provides a breath of fresh air as a new way to do things.”

Our system fundamentally transforms the policy, the ability to trade it, collateralize it, issue it, fractionalize it (not just tokenization), the underlying characteristics of a policy, while providing for compliance, custody, trust, and transparent information transfer simultaneously within:

 Peer to Peer Private Networks of Trade

 Peer to Peer Public Networks of Trade

Peer to Peer Decentralized Networks of Trade

The LiqueFi system enables the creation of an entirely new “blue ocean” of opportunities in the primary, secondary, lending, and tertiary markets while rendering current business practices and models obsolete.

The LiqueFi system enables the ability to re trade singular policies, collective pools, and singular policies from a collective pool as easily as trading bank notes in the span of seconds. As well as fractional portions thereof. And this happens without the need of an asset backed token. Just by having the ability to efficiently re trade a singular policy, pool, or block enables an entire secondary marketplace to flourish just like the large stock exchanges of today (but decentralized).

The days of the ubiquitous buy and hold strategies with shorter term life expectancy durations and lock up periods are no longer required functions. Providing efficient means of creating liquidity fundamentally changes the current nature of the industry landscape.

The LiqueFi System creates new paradigms for the establishment and function of closed end funds, open end funds, fund of funds, fractional ownership funds, fixed income funds, trading between different funds, ETFs, and AUM models (even for the retail investor too). 

“You never change things by fighting the existing reality.
To change something, build a new model that makes the existing model obsolete.”

-  Buckminster Fuller